Hey Mr. Herbert

Hey since I dont remember your E-Mail address i decided to send you something on here even if you wont check it till the school year haha. anyways this is a video me and my roommate made a few days ago. its all stop motion and wanted your opinion on it. this is about half of it were going to finish it most likely on sunday so it will be about twice as long. my camera died hahah. but ya.
So here is a Link for ya.

In Concert

1. Irving Azoff is the CEO of Ticketmaster Entertainment. He is trying to change the music business by merging his company with Live Nation which would concentrate power int he music industry like never before.

2. By the rise of file sharing and online music services like iTunes. It has destroyed CD sales. Concerts are one of the few ways left for a musician to make money.

3. By ticketsnow and stub hub...ticket sharks that open theyre own business's and undercut the musicians asking price for tickets.

4. Because with walmart they would make more money then if they were to stay with theyre labels.

Scam Season

1. How are cyber criminals savvier today than in the past?

They are using spear phishing to directly target richer families. They are being more careful when making theyre web sites or sending theyre emails making everything look authentic. They fake caller ID's to trick people into giving their personal information.

2. The article explains new cellphone crimes. Why do they work so well? 

Because the text's look authentic saying their credit cards are deactivated and people instantly assume that it must be true instead of calling their real bank number and finding out so they just leave their information with the number.

3. Have online scammers tried to rip you off before? Please provide some details.

Yes I have click here to see my example.

4. What would you tell people to help them avoid these scams. Provide 2 tips to avoid getting ripped off.

Look for mispellings and grammar errors, and call the actual company and verify if its real.

5. Lookstogoodtobetrue.com releases current info about scams. Please read about two current scams and provide a description of how the scam work. CLICK HERE to view current scams.

Work at Home Scams tell people that they will send them checks, items, or other things for them to resell or cash and they get to keep a percentage of check or item that they sell.  After doing that they send the rest of the cash to a new company.

Fake FBI- you get an email with someone claiming to be a FBI official and asking you to click on a link but if you do your computer can get hit with spam and malware virus's

6. Consumer Web Watch releases the top 10 internet scams every year. For the past 5 years Auction Fraud has been the top scam. Please describe what Auction Fraud is and how it works.
CLICK HERE to visit the site.

This scam is when you get an email saying you allegedly won merchandise and you need to send cash right away..you send away your cash and never see the items

Real Estate Article

House Number 2

House Number 1

House Number 3

In this article it discusses how the General Growth corporation recently filed for chapter 11 Bankruptcy.  They are $27 Billion in debt.  General Growth corp. purchased alot of real estate during the big real estate boom resulting in a large loss of funds. The company quit giving out dividends and cut 20% of its work force.

House Number 1

Price-9.8 Million

Square Footage-1300

Link-http://www.homes.com/listing/83061683/89_Canyon_Crk_IRVINE_CA_92603

Picture of House- Are in order from 

City Located in-Irvine California

Date Listed-

House Number 2 

Price-8.9 Million

Square Footage-No Square Footage but 20 Acres 

Link-http://www.malibubeachhomes.com/listings/11.html

Picture-N/A

Location-Malibu California

Date Listed-

House Number 3

Price-$691,000

Size-1900 sqft

Link-http://www.trulia.com/property/1044119343-8341-Laura-Cir-Huntington-Beach-CA-92646

Pic-

Location-Huntington California

Date Listed-

Keeping the Change

With this program with every dollar that you save the government will add in another dollar along with a non profit organization that will contribute one dollar to every dollar saved. One example that the article gives of how this money saving program can help you in these difficult economic is Utuma Belfrey. This woman is a single mom with there kids in the pricey town of San Francisco. She put aside $2,000 in one year on an income of less than $35,000. After getting caught up in a drive by shooting she couldnt work fulltime and this was the best option.

The article is all about helping people to fine easier way's to save money. I personally think that this program would be a fantastic idea. If a single mother with three kids can do it anyone can do it. This program is basically offering you free money if you can be a little more thrifty with the money you already own. 

Section 9.1 Assignement

1-4 +6

1. Companies issue common stock to raise money to start up their businesses and then to help pay for ongoing activities.

2. Investors purchase common stock to make money in three different ways. They profit when they receive dividends when the dollar value of their stock appreciates and when the stock splits and increases in value.

3. Investors purchase preferred stock because preferred stock is considered a middle investment, the yield on preferred stock is generall lower then the yield on corporate bonds. Preferred stock is a safer investment.

4. To bring the stock price back into line.

6.  5%

College Roommates

In this article  it discusses some of the perks and set-backs to having a college roommate. For example some of the set-backs can be that they leave the light on at night making it difficult for you to fall asleep, you not getting along with them, or just simple things like eating each other's food. Although having a college roommate isnt all bad. Here are some of the perks listed in the article. You have someone you know you can count on every night, if you get along it could lead to a very good friendship, and you always have someone looking out for you at the end of the day.

In my opinion having a roommate would be alright. Having a roommate be somebody I didnt know would be even better because that way I could make a new friend and get introduced to some of their friends and their cute "girl" friends. Oh yeah. Plus if he plays guitar or somethin we could jam.